One system. Payments, ERP, and POS — finally working together.
Most providers sell you a card reader. We build the operating system for your whole business, so payments, inventory, staff, and loyalty all update from the same source of truth.
Card Processing
- Effective rates around 2.2%–2.7% — meaningfully lower than Square, Toast, or Clover.
- Omnichannel: in-person, e-commerce, and invoicing from one account.
- Transparent reporting with zero surprise line items, and real chargeback support.
Inventory Management
Stock levels update the moment a sale happens. Purchase orders trigger automatically before you run out — no more manual counts or guesswork.
Employee Tracking
Roles, time tracking, and access controls built directly into your POS and back office — one login for owners, managers, and staff.
Rewards Programs
Built-in loyalty and promotions designed to bring customers back — with real ROI reporting, not a bolted-on gimmick.
Effective Rate Comparison
Typical blended effective rates including interchange, assessments, and markup.
Many Providers
Commonly reported effective rate:
2.9% – 3.3%
ThriveMN
Our typical effective rate range:
2.2% – 2.7%
Actual rates vary by industry, ticket size, and risk profile.
Ready to reduce fees and simplify ops?
Tell us your current setup and we'll map a migration plan — most merchants switch in under two weeks.