Stop overpaying Square, Toast, and Clover.
ThriveMN bundles card processing, inventory, employee management, and rewards into one system — with effective rates around 2.2%–2.7%, versus the 2.9%–3.3% most providers charge.
No call centers. You talk directly to the founders who built it.
2.2%–2.7%
Typical effective rate
1
System instead of five
24/7
Real support, real people
MN
Built & supported locally
Why businesses are switching to ThriveMN
We're not another checkout screen bolted onto legacy hardware. We built the whole stack — payments, ERP, and POS — to work together from day one.
Lower processing costs
Interchange + acquirer + gateway, bundled transparently with our markup on top — no hidden junk fees stacked in by a reseller.
One connected system
Inventory, employee time tracking, and rewards sync automatically with every sale — no more stitching together five vendors.
A team that picks up the phone
You work directly with the founders — no offshore support queue, no ticket numbers. Just a fast answer from people who know your business.
Built for owners who are tired of vendor sprawl
Most businesses run payments through one company, inventory through another, and payroll through a third — paying full price for each, and getting none of them to talk to each other. ThriveMN replaces that stack with a single, connected platform tuned for ERP and POS performance.
- Cash discount programs that shift fees to customers when you want them to
- Real-time inventory synced with every transaction
- Employee permissions, time tracking, and payroll in the same login
- Built-in loyalty programs that drive measurable repeat business
Effective Rate Comparison
Square / Toast / Clover
2.9%–3.3%
ThriveMN
2.2%–2.7%
Actual rates vary by industry, ticket size, and risk profile.
See the full platform →See it before you switch
Explore the same dashboard and terminal your team would use — no sales call required.